Terms & Conditions

The Auto Switch
Operated by Switch Health LLC DBA The Auto Switch

Effective Date: October 30, 2026
Website: https://theautoswitch.com

1. Introduction and Acceptance of Terms

Welcome to The Auto Switch.

These Terms & Conditions ("Terms") govern your access to and use of https://theautoswitch.com (the "Website"), including its content, forms, insurance-related information, customer inquiry services, and communication features.

The Website is owned and operated by Switch Health LLC, doing business as The Auto Switch ("The Auto Switch," "Company," "we," "us," or "our").

By accessing or using the Website, submitting a form, or requesting services, you agree to comply with these Terms and all applicable laws.

If you do not agree with these Terms, please discontinue use of the Website.

Our Privacy Policy separately explains how we collect, use, disclose, and protect personal information.

2. Business Information

Legal Business Name: Switch Health LLC
Doing Business As: The Auto Switch
Website: https://theautoswitch.com
Telephone: (346) 684-2121

Business Address:
9950 Westpark Drive, STE 326
Houston, TX 77063
United States

The Auto Switch provides an online platform for individuals to inquire about auto insurance coverage options and request assistance.

3. Purpose of the Website

The Website is designed to provide general information about auto insurance and convenient methods for contacting our business.

Through the Website, users may:

Learn about common auto insurance coverage categories.
Request information about insurance options.
Submit a quote inquiry through an online form.
Contact our team by telephone.
Request assistance concerning insurance-related questions.
Receive communications related to their requests, subject to applicable consent requirements.

Information displayed on the Website is educational and informational. It does not constitute an insurance contract, a binding coverage offer, or a guarantee of insurance eligibility.

4. Insurance Products, Quotes, and Availability

Insurance products and services are subject to availability, applicable licensing and authority, eligibility requirements, insurer underwriting guidelines, and relevant state and federal laws.

Insurance terms may vary based on several factors, including:

Applicant location and eligibility.
Vehicle characteristics.
Driving history.
Coverage selections.
Insurer underwriting criteria.
Applicable discounts and restrictions.
Other factors permitted under applicable law.

Any quote or preliminary estimate is subject to confirmation by the applicable insurance provider.

Submitting information through the Website does not create, activate, issue, or bind an insurance policy.

No insurance coverage becomes effective unless and until the applicable insurer confirms the coverage and all necessary conditions have been satisfied.

The Auto Switch does not guarantee approval, particular premiums, discounts, savings, availability, or policy terms.

5. Accuracy of Information Submitted

Users agree to provide accurate, current, and complete information when submitting inquiries or requesting insurance information.

This may include contact details, ZIP code, vehicle information, and other information relevant to the inquiry.

Users agree not to:

Submit information belonging to another person without authorization.
Provide intentionally false or misleading information.
Impersonate another person.
Use another person's telephone number without appropriate authorization.
Submit fraudulent inquiries.
Interfere with Website operations or security.

Providing incorrect information may delay processing, affect the accuracy of any insurance-related discussion, or prevent an inquiry from being completed.

6. Online Forms and Quote Requests

The Website provides forms for contacting The Auto Switch and requesting insurance-related information.

When submitting a form, you acknowledge that:

The information may be reviewed by authorized personnel.
We may use the submitted information to respond to your inquiry.
We may request additional information to understand your insurance needs.
Completing a form does not guarantee a quote, insurance approval, or coverage.
Electronic communications are subject to the separate consent disclosures presented during submission.

Users should not submit Social Security numbers, payment card information, driver's license images, banking credentials, or other highly sensitive records through general website inquiry forms unless specifically directed to an appropriately secured collection method.

7. Telephone and Electronic Communications

By voluntarily providing contact information and requesting a response, you authorize The Auto Switch to use that information to respond to your specific inquiry through appropriate and lawful communication methods.

Depending on your request and consent, communications may include telephone calls, email messages, or SMS text messages.

Submitting a general inquiry does not automatically enroll you in promotional SMS marketing.

Consent to automated marketing calls or text messages, where legally required, must be obtained separately.

Communications may be conducted through authorized business communication providers, including Nextiva.

You may request that we discontinue optional communications by contacting us at (346) 684-2121 or using the applicable opt-out instructions.

8. SMS Messaging Program Terms

8.1 Program Name

The Auto Switch SMS Messaging Program

The program is operated by Switch Health LLC DBA The Auto Switch.

8.2 Description of SMS Messages

Customers who specifically consent to receive SMS messages may receive communications relating to:

Auto insurance quote inquiries.
Follow-up responses to customer requests.
Requests for additional information.
Appointment scheduling and reminders, where applicable.
Customer service communications.
Insurance-related updates relevant to an existing inquiry.
Promotional offers or marketing messages, only where separate appropriate marketing consent has been obtained.

Message content will be consistent with the type of communication authorized by the customer and the applicable registered messaging campaign.

8.3 How Customers Opt In

Customers may provide consent through a designated, voluntary SMS consent checkbox on an authorized Website form or through another documented method that satisfies applicable law and carrier requirements.

Where the Website offers separate informational and marketing SMS choices, each permission is collected independently.

SMS consent checkboxes are not preselected.

Consent to receive marketing SMS messages is not a condition of obtaining a quote, purchasing insurance, or receiving services.

Providing a phone number alone does not automatically enroll a user in SMS marketing.

8.4 Message Frequency

Message frequency varies based on the user's inquiry, interactions, and the specific messaging program selected.

Customers will receive messages only in accordance with their consent and applicable law.

8.5 Messaging Charges

Message and data rates may apply according to the customer's wireless carrier and mobile service plan.

The Auto Switch is not responsible for charges assessed by mobile carriers.

8.6 SMS Opt-Out

Customers may unsubscribe from SMS messages at any time by replying:

STOP

to a message received from The Auto Switch.

We also recognize other clear opt-out requests consistent with applicable laws and technical capabilities.

Upon receiving an effective opt-out, we will stop the applicable SMS communications as required by law.

A single nonpromotional confirmation message may be sent to acknowledge the request.

8.7 SMS Assistance

For assistance, reply:

HELP

to a message from The Auto Switch, or contact us at:

(346) 684-2121

8.8 Consent Is Voluntary

Providing consent to marketing SMS communications is voluntary and is not required as a condition of purchasing insurance, obtaining a quote, or submitting an inquiry.

Customers who do not consent to SMS communications may contact us by telephone or use available non-SMS inquiry methods.

8.9 Mobile Information Privacy

Mobile phone numbers, SMS opt-in information, and messaging consent records are not sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

We may use authorized messaging service providers to deliver communications on our behalf, subject to appropriate contractual and privacy protections.

8.10 Message Delivery

SMS delivery depends on carrier networks, device compatibility, and other technical conditions.

Message delivery is not guaranteed. Wireless carriers are not responsible for delayed or undelivered messages.

The Auto Switch may modify, suspend, or discontinue its messaging program, subject to applicable law.

8.11 SMS Privacy

Our Privacy Policy contains further information about the handling of personal information and SMS consent records.

Users should not transmit highly sensitive personal, financial, or identification information through ordinary text messages.

9. Third-Party Insurance Providers and Services

The Website may provide information concerning insurance products offered or administered by third-party insurance companies.

The availability of any insurer, product, or service depends on applicable business relationships, appointments, authority, and eligibility requirements.

References to insurance companies, product names, trademarks, or logos do not independently establish an affiliation, endorsement, contractual appointment, or guarantee of coverage.

Insurance providers maintain responsibility for their own policy terms, underwriting decisions, coverage determinations, and claim processes.

We may use third-party technology and service providers to operate authorized aspects of the Website, process inquiries, manage communications, or support Website functionality.

Where the Website links to external websites, those websites are governed by their respective terms and privacy policies.

10. Intellectual Property

Unless otherwise stated, original Website content, design elements, text, graphics, and other materials owned by The Auto Switch are protected by applicable intellectual property laws.

Users may access the Website for lawful personal and informational purposes.

Without authorization, users may not reproduce, redistribute, commercially exploit, or modify our protected materials except as permitted by law.

Third-party trademarks and logos remain the property of their respective owners.

11. Prohibited Website Activities

Users may not:

Attempt unauthorized access to Website systems.
Upload malicious software or code.
Disrupt Website operations.
Use automated systems to scrape or misuse Website information unlawfully.
Collect other users' personal information without authorization.
Submit spam, fraudulent requests, or misleading information.
Misrepresent an insurance or business relationship.
Use the Website for any unlawful purpose.

We reserve the right to restrict access when reasonably necessary to protect Website security, users, and business operations.

12. Privacy and Information Security

Use of the Website is also governed by our Privacy Policy.

We use administrative, technical, and organizational safeguards appropriate to the personal information we handle.

No internet-based system or electronic transmission can be guaranteed completely secure.

Users are encouraged to avoid submitting sensitive information through unsecured communications.

13. Website Availability and Changes

We may update, improve, suspend, or discontinue Website content or features when reasonably necessary.

We do not guarantee that the Website will always be available, uninterrupted, or free from technical errors.

We may correct outdated information, technical issues, or typographical errors without prior notice.

14. Disclaimer of Warranties

To the extent permitted by applicable law, the Website and its general informational content are provided on an "as available" and "as is" basis.

We do not warrant that all Website information is complete, current, error-free, or suitable for every visitor's insurance circumstances.

Nothing on the Website constitutes a substitute for reviewing an actual insurance policy, applicable declarations, exclusions, endorsements, and carrier documentation.

Nothing in these Terms excludes warranties or consumer protections that cannot lawfully be excluded.

15. Limitation of Liability

To the extent permitted by applicable law, The Auto Switch and its owners, employees, representatives, and service providers will not be liable for indirect, incidental, consequential, or special damages arising solely from Website use, technical interruptions, or reliance on general Website information.

This provision does not exclude liability that cannot lawfully be limited, including liability arising from conduct for which a limitation is prohibited by law.

Insurance coverage and claims obligations are governed by the applicable insurance policy and relevant law.

16. Applicable Law and Disputes

These Terms are governed by applicable laws of the United States and the State of Texas, without excluding mandatory consumer protections that may apply under other applicable laws.

Any dispute concerning Website use will be addressed through applicable legal procedures and courts having lawful jurisdiction.

Nothing in these Terms waives a visitor's rights under applicable insurance, consumer protection, privacy, or communications laws.

17. Changes to These Terms

We may update these Terms to reflect changes in Website functionality, business practices, applicable law, or communication services.

The updated Terms will be posted on the Website with a revised effective date.

Continued Website use after the updated Terms become effective constitutes acceptance to the extent permitted by law.

Material changes affecting consent-based communications will be handled in accordance with applicable consent requirements.

18. Contact Information

For questions regarding these Terms, the Website, or our communication practices, contact:

The Auto Switch
Switch Health LLC DBA The Auto Switch

9950 Westpark Drive, STE 326
Houston, TX 77063

Phone: (346) 684-2121
Website: https://theautoswitch.com